Get a Personal Loan of up to
R300 000*
Apply online via Internet Banking or our Banking App and choose the loan and repayment term that best suit your needs.
What our Personal Loans give you
Apply online
Personalised interest
UCount Rewards
Flexible terms
Need instant access to money? Apply for a personal loan via the Banking App by following our illustrative steps.
You can apply for a minimum loan amount of R3 000 to a maximum loan amount of R300 000. Our service fees are R69 per month for all loans and our once-off initiation fees range from R419.75 up to R1207.50 (VAT inclusive). Our loan repayment terms range from a minimum of 12 months to a maximum of 72 months. Our interest rates are personalised up to a maximum of prime plus 17.5% as per the NCA regulation. The Annual Percentage Rate (APR) for your personal loan is a maximum of prime plus 17.5% as per the NCA regulation.