2017 interim results highlights

HEADLINE EARNINGS
R12 111 million
1H16: R10 861 million 12%

RETURN ON EQUITY
16.1%
1H16: 14.4%

DIVIDEND PER SHARE
400 cents
1H16: 340 cents 18%

CREDIT LOSS RATIO
0.96%
1H16: 1.05%

HEADLINE EARNINGS PER SHARE
756 cents
1H16: 680 cents 11%

BASIC EARNINGS PER SHARE
769.8 cents
1H16: 676.7 cents 14%

NET ASSET VALUE PER SHARE
9 554 cents
1H16: 9 381 cents 2%

COST-TO-INCOME RATIO
56.3%
1H16: 56.8%



Management Call 2017

Monday, 4th December 2017

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