Personal and Private Banking

To build a readily available pipeline of the Next Generation Leaders using an integrated approach, thereby ensuring future leaders have the necessary competencies and skillset that not only includes Financial and Business acumen but that also extends to skillsets pertaining to Leadership, Risk Mitigation, Behavioural Science, Analytics, Operational Management

• To integrate several core capabilities to align customer, financial, commercial, risk, digital and people outcomes to the Banks Strategy.
• Application date: 1 April 2025 - 30 June 2025

Minimum Requirements

FAIS accredited Undergraduate or Honours qualification in: 
Bachelor of Commerce with majors in:

• Psychology
• Industrial Psychology
• Marketing
• Business Administration

• South African Citizen
• Should you have work experience, it should not exceed 12 months 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies.
• Undergraduate qualification to be completed by 31 December 2024.

We're looking for talented individuals to join our Risk Management division as Graduate Trainees.

The aim of our 18-month Graduate Programme is to equip you with skills and experiences deemed necessary to set you up for becoming a skilled Risk Practitioner, with guidance and support from Senior Executives & Managers who run the Risk Management portfolios.

Through a series of rotations, you will learn how risk is managed in the bank and gain extensive experience in a wide range of analytical areas within the Personal & Private Banking (PPB) Risk business unit. These areas include Decision Science, Credit Solution Engineering, Lending portfolios (i.e. Credit Card, Home Finance, Car Finance and Personal Loans), Fraud Risk Management and Non-financial risk.

You will be recruited as a permanent employee from the start of the program and placed into a team of choice, after rotations conclude.

During this 18-month programme you can look forward to:

• Learning about the Credit Lifecycle
• Participating in value adding projects
• Ad hoc reporting, insights and analytics to inform business decisions
• Collaborating with various teams
• Learning/improving coding skills
• Driving modernisation of digital credit solutions/strategies in Africa Regions
• Contributing to fraud insights and analytics
• Scorecard, capital, impairments and/or machine learning model monitoring and/or development
• Building credit strategies
• Using data science tools to automate risk assurance processes.

Application dates: 19 March 2025 - 30 June 2025

Minimum Requirements

Masters or Honours in BSc / BCom / BDatSci

• Statistics
• Data Science
• Pure Mathematics
• Actuarial Science
• Informatics/ Information Systems
• Computer Science
• Computational and Applied Mathematics
• Econometrics
• Behavioural Economics

Criteria

• South African Citizen
• Should you have work experience, it should not exceed 18 months
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies
• Honours qualification to be completed by 31 December 2025

For us, data is not just an asset; it’s the heartbeat of innovation and progress, fuelling our ability to drive growth on the continent we proudly call home.

In an era where our world is shaped by data-led solutions, we’re at the forefront of building this critical function in our business. Our Data Science Graduate Programme puts you right at the centre of this fast-moving area, with a focus on structured training and development and a commitment to technical, personal, and professional excellence.

So, who are we looking for? You’ll be hugely talented, with a strong quantitative background. You’ll also be obsessed with solving real client problems by analysing data, identifying insights, and building bespoke solutions. Bring these skills to our graduate programme, and discover how - through learning, support, and unrivalled exposure - you’ll transform your potential into impact.

Here, your ambition and skill will find its match in our dedication to excellence.

Key responsibilities:

Client

• Supports business integration through integrating model outputs into end-point production systems, incorporating business requirements and knowledge of best practices.

Data

• Assist the gathering of data for use in Data Science models, ensuring that chosen datasets best reflect the organisations goals. Performs data pre-processing including data manipulation, transformation, normalisation, standardisation, visualisation, and derivation of new variables/features. Utilises advanced data analytics and mining techniques to analyse data, assessing data validity and usability; reviews data results to ensure accuracy; and communicates results and insights to stakeholders.
• Assists various mathematical, statistical, and simulation techniques to typically large and unstructured data sets in order to answer critical business questions and create predictive solutions which drive improvement in business outcomes. Assists analytics and insights across the organisation by developing advanced statistical models and computational algorithms based on business initiatives.
• Codes, tests, and maintains scientific models and algorithms and identifies trends, patterns, and discrepancies in data and determines additional data needed to support insight. Processes, cleanses, and verifies the integrity of data used for analysis.
• Use data profiling and visualisation techniques using tools to understand and explain data characteristics that will inform modelling approaches. Communicate data information to business with respective stakeholders, presenting trends, correlations and patterns found in complicated datasets in a manner that clearly and concisely conveys meaningful insights and defend recommendations under the supervision of data scientists.
• Utilises the appropriate data storage and data mining tools to ensure value can be extracted from the sourced data. Mines data using state-of-the-art methods and enhances data collection procedures to include information that is relevant for building models.

People

• Liaise and collaborate with the Data Science Guild providing support to stakeholders in the department for its data centric needs. Collaborate with subject matter experts to select the relevant sources of information and translates the business requirements into data mining/science outcomes. Presents findings and observations to team for development of recommendations.

Product

• Supports various mathematical, statistical, and simulation techniques to answer business questions within specific areas of focus. Develops modelling solutions that enable the forecast of quality data outcomes. Ensures that volumetric predictions are modelled so that resource requirements are optimally considered. Supporting reporting production ensuring sustainable and effective modelling solutions.
• Supports and implements operational IA plan, rules, methodologies, and coding initiatives in order to ensure IA for remediation efforts. Support and implements the strategy for productionalising automation software so that it is accurate and well maintained.

Technology & Architecture

• Assists in building machine learning models from and utilises distributed data processing and analysis methodologies. Competent in Machine Learning programming in R or Python, with supplementary still in Matlab, Java, etc. Familiar with the Hadoop distributed computational platform, including broader ecosystem of tools such as HDFS / Spark / Kafka.

Ready? Apply for the Standard Bank Data Science Graduate Programme below.

Application closing date: 14 March 2025 – 30 June 2025

Minimum requirements:

Completed or currently enrolled in an Honours or Master’s degree in the following fields:

• Data Science
• Statistics
• Computer Science
• Applied Mathematics
• Quantitative Risk Management
• Engineering (Computer, Industrial, Chemical, Electronic, Electrical, Mechanical, Mechatronic)

Criteria

• South African Citizen
• Should you have work experience, it should not exceed 24 months 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies
• Honours qualification to be completed by 31 December 2025

The Behavioural Economics graduate will operate across functions (Analytics, Digital, Product, Marketing, Channel) leveraging behavioural insights to design nudges that shape customer behaviour in a way that generates commercial value to the Bank.

The Behavioural Economics team is responsible for researching, collating and recommending global best-practice behavioural case studies from industry and academia, which in turn guide the design and development of new initiatives, implemented through multi-disciplinary teams and regular experimentation. The focus is on full spectrum of personal and business banking services and initiatives span across financial wellbeing, customer outcomes such as improving savings rates and credit performance, and internal productivity.

This exposure to the value chain within financial services, from execution at the front line to developing, testing and scaling positive interventions. Success is dependent on cross-functional teamwork, which include digital channels, branch network, segment, product and marketing and the programme involves active learning and opportunities for various practical applications.

Through this rotational programme, you’ll get the opportunity to learn how to construct a behavioural intervention, from design to execution and further manage and measure key experimentations. This exciting programme involves identifying new opportunities, researching the latest methods and sourcing behavioural insights from customers, designing, monitoring and measuring experiments and working across functions to implement and scale feasible projects. In addition to keeping up to date on best practice, you also get the opportunity to present your insights and results to a broad range of stakeholders.

During this 12-month programme you can look forward to:

• Hypothesis-driven business problem solving
• Testing hypotheses in live environments (i.e. field experimentation)
• Project management
• Speaking your mind
• Adding value to the bank
• Engaging with senior and junior stakeholders
• Behaving in accordance with the bank’s professional standards, and
• Building a passion for behavioural economics.

Application closing dates: 14 March 2025 - 30 June 2025

Minimum requirements:Masters or Honours in:

• Economics
• Psychology
• Cognitive Science
• Neuroscience
• Organisational Behaviour
• Decision Making
• Sociology
• Business Science
• Marketing
• Econometrics

EconometricsCriteria

• South African Citizen
• Should you have work experience, it should not exceed 24 months 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies
• Honours qualification to be completed by 31 December 2025

We believe in courageously embracing change, that is why we keep innovating for our clients. Through our gritty determination and finding new ways to win, we make our clients dreams a reality. 

At Standard Bank we are passionate about helping you to achieve your dreams. Are you a recently qualified graduate who has the passion to interact with people and ability to create memorable client-centric experiences, then the Personal and Private Banking SA (PPB) Sales and Service Execution Graduate Programme is for you.
 
We are looking for talented and inspired people to work, learn and commit to our deep client obsession in our private client environments countrywide.  This is an exciting opportunity to strengthen your understanding of client relationship management i.e.  Private Bankers, Young Professionals and Acquisition Bankers.
 
The programme provides exposure to relationship banking within the financial services industry and success is dependent on cross-functional teamwork within client service teams and involves active learning and opportunities for various practical applications through a rotational programme. In addition to keeping up to date on best practice, you also get the opportunity to present your insights and results to a broad range of stakeholders.
Are you up for the challenge?
If your answer is yes, then take your career to new heights in Relationship Banking.

Main accountabilities:

• Rotating through different departments will allow you the opportunity to gain experience of different functions and rapidly learn the organisation. These rotations are based on virtual and face to face, and virtual work immersion, i.e. connect, learn and perform these tasks under the supervision of the Coaches.
• In support of the virtual / face to face work immersion, you are required to complete relevant training to support your development.  Training will be available online, via virtual / face to face meetings and virtual / face to face classroom sessions. 
• At the end of the rotations, you are required to achieve all programme  milestones. as per Job Description and Performance Contract.  

Application closing dates: 1 April 2025 - 30 June 2025

Minimum requirements:

FAIS accredited qualification in: 

• BCom Honours Financial Management

Criteria

• South African Citizen
• Should you have work experience, it should not exceed 12 months 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies

Honours qualification to be completed by 31 December 2024

We believe in courageously embracing change, that is why we keep innovating for our clients. Through our gritty determination and finding new ways to win, we make our clients dreams a reality.  

At Standard Bank we are passionate about helping you to achieve your dreams. Are you a recently qualified graduate who has the passion to interact with people and ability to create memorable client-centric experiences, then the Personal and Private Banking SA (PPB) SB Private Graduate Programme is for you. 
 
We are looking for talented and inspired people to work, learn and commit to our deep client obsession in our private client environments countrywide.  This is an exciting opportunity to strengthen your understanding of client relationship management i.e.  Private Bankers, Young Professionals and Acquisition Bankers 
 
The programme provides exposure to relationship banking within the financial services industry and success is dependent on cross-functional teamwork within client service teams and involves active learning and opportunities for various practical applications through a rotational programme. In addition to keeping up to date on best practice, you also get the opportunity to present your insights and results to a broad range of stakeholders. 
 

Are you up for the challenge? 
If your answer is yes, then take your career to new heights in Relationship Banking. 

Main accountabilities:

• Rotating through different departments will allow you the opportunity to gain experience of different functions and rapidly learn the organisation.  These rotations are based on virtual and face to face, and virtual work immersion, i.e. connect, learn and perform these tasks under the supervision of the Coaches. 
• In support of the virtual / face to face work immersion, you are required to complete relevant training to support your development.  Training will be available online, via virtual / face to face meetings and virtual / face to face classroom sessions.  
• At the end of the rotations, you are required to achieve all milestones as per Job Description and Performance Contract.

These programmes locations: are available in the following provinces: 
Bloemfontein / Eastern Cape, KwaZulu-Natal, Mpumalanga / Limpopo / North-West, Western Cape.

Application closing dates: 5 May 2025 - 30 June 2025

Minimum Requirements

FAIS accredited Honours qualification in: 

• BCom General
• Financial Management

Criteria

• South African Citizen
• Should you have work experience, it should not exceed 12 months 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies
• Honours qualification to be completed by 31 December 2024.

At Standard Bank Wealth and Investment, our primary focus is on establishing meaningful and informed relationships with our clients. By delving into what matters most to them, we gain a comprehensive understanding of their goals, aspirations, and dreams for themselves, their families, and their businesses. With this knowledge, we seek to develop tailored financial plans that enable our clients to live the lifestyle they desire, while also ensuring their generational wealth needs are well taken care of. Our goal is to shape our clients' passions and purpose into their wealth, thus creating a legacy for generations to come.

Our core values - initiative, communication, accountability, relationships, and excellence - are integral to everything we do. We strive to weave these values into every aspect of our business. Our interactions with our clients are part of a meaningful culture, where we strive to deliver excellent service "before the sun sets." Relationships are at the heart of our business, and we take a holistic approach to delivering seamless solutions for our clients.

Are you a recently qualified graduate who has a passion for building strong relationships and interacting with people. Does the concept of exceptional client experience resonate with you? Then the PPB Wealth and Investment Graduate Programme is the perfect opportunity for you.

We are looking for talented individuals who aspire to grow their career and gain exposure in an exciting business area where you will experience relationship building and excellence at every touch point.

This is an exciting opportunity to strengthen your understanding of relationship banking and client experience in the Wealth and Investment Business.

The programme provides exposure to relationship banking within the financial services industry and success is dependent on cross-functional teamwork within client service teams and involves active learning and opportunities for various practical applications through a rotational programme. In addition to keeping up to date on best practice, you also get the opportunity to present your insights and results to a broad range of stakeholders.

Apply now and be part of the journey toward relationship banking of the future.

Main accountabilities:

• Rotating through different departments will allow you the opportunity to gain experience of different functions and rapidly learn the organisation.  These rotations are based on virtual and face to face and virtual work immersion, i.e. connect, learn and perform these tasks under the supervision of the coaches.
• In support of the virtual / face to face work immersion, you are required to complete relevant training to support your development.  Training will be available online, via virtual / face to face meetings and virtual / face to face classroom sessions. 
• At the end of the rotations, you are required to achieve all programme milestones.

Programme locations: Gauteng and Western Cape

Application dates: 1 April 2025 - 30 June 2025.

Minimum Requirements

FAIS accredited Honours qualification in: 

• BCom Accounting

Criteria

• South African Citizen
• Should you have work experience, it should not exceed 12 months 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies.
• Honours qualification to be completed by 31 December 2024.

Youth and Mass Segment represents over 8 million customers (almost 80% of the total PPB SA customer base)

The Graduate Programme aims to introduce the graduate to the Youth and Mass segment specialising in data and insights. This will include extracting transactional and client level data to support campaigns as well as other reporting requirement for the Youth and Mass team.

The programme further entrenches the concept of commercialising the data to entrench customers and increase customer usage through supporting business cases and post implementation review reporting and analysis.

Main accountabilities:

• Opportunity size reporting for campaigns.
• Post implementation reporting of campaigns.
• Customer and transactional reporting of Youth and Mass clients on a weekly, monthly and quarterly basis

Application closing date: 1 April 2025 - 30 June 2025

Minimum requirements:

Undergraduate or Honours qualification in: 

• Bachelors degree in Mathematics, Data Science, Information Science or similar
• Bachelors degrees in Commerce

Criteria

• South African Citizen
• Should you have work experience, it should not exceed 12 months 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies
• Undergraduate qualification to be completed by 31 December 2024

The Data Analytics Graduate Programme within the Card Business Unit is designed to cultivate analytical thinkers who can translate data into strategic insights that enhance customer experiences, drive portfolio growth, and improve profitability. Graduates will learn to extract value from complex datasets, apply statistical and machine learning techniques, and develop visualizations and reports that support data-driven decision-making. The program emphasizes not only technical proficiency but also commercial acumen, ensuring participants understand the “why” behind the “what” in credit card product performance.

A key component of the program is fostering collaboration and cross-functional problem-solving. Graduates will work closely with marketing, product, finance, compliance, IT, and risk teams to address real business challenges. This exposure ensures a holistic understanding of the bank’s operations and promotes strong communication and stakeholder management skills. In addition, participants will have access to structured learning pathways, mentorship from experienced professionals, and opportunities to participate in innovation sprints, cross-team analytics forums, and bank-wide data communities—all of which are designed to accelerate learning, encourage knowledge sharing, and inspire innovation.

During this 12-month programme you can look forward to:

• Hypothesis-driven business problem solving
• Testing hypotheses in live environments (i.e. field experimentation)
• Project management
• Speaking your mind
• Adding value to the bank
• Engaging with senior and junior stakeholders
• Behaving in accordance with the bank’s professional standards, and
• Building a passion for data analytics.

Application closing date: 12 May 2025 - 30 June 2025

Minimum requirements:

Masters or Honours in:

• Mathematics
• Statistics
• Actuarial Sciences
• Quantitative Risk Management
• Decision Making
• Business Science
• Economics

Criteria:

• South African Citizen
• Should you have work experience, it should not exceed 24 months
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies

The Fraud Risk Management (FRM) Technology, Data and Analytics team provides Fraud technology support as well as data and analytics insights for the business.

The FRM Technology, Data Analytics Graduate Programme is designed to cultivate analytical thinkers who can translate data into strategic insights that enhance customer experiences and assist the different FRM areas with critical information related to fraud. Graduates will learn to extract value from complex datasets, apply statistical, and develop visualizations and reports that support data-driven decision-making.

A key component of the program is fostering collaboration and cross-functional problem-solving. Graduates will work closely with the different FRM area streams to assist in data analytics, insights and reporting that will better assist in fraud detection and prevention.

Data extraction and Data Validation / Information Gathering

• Interface with multiple business users across the organization to gather and understand analytics / reporting requirements
• Translates data in a way that meets functional area specifications.
• Understands the data, systems and architecture of front-end applications and back-end data.
• Pulls the data from the relevant data source/s (e.g., enterprise information warehouse (EIW)) using SQL/SAS/SSIS or any of the existing extraction tools
• Test planning and execution
• Performs data validation to ensure that data is correct and meets functional area data specifications.
• Ensures the timeous delivery of accurate data extraction.
• Validates the quality of the data, raises incidents, where necessary and works with data stewards to continuously improve on the quality of data.

Reporting

• Creation and maintenance of reports as required for performance and financial reporting daily / weekly / Monthly to Operations
• Manages the consolidation of all relevant measurement (business, process and performance), MIS and standardised reporting for functional area
• Provide continues improvement reporting and analytics
• Generate both periodic and ad hoc reports as needed.
• Analyse business information to identify process improvements for increasing business efficiency and effectiveness.
• Update and maintain agent database
• Identify and drive the translation of Ad hoc reports to automatic dashboard-based reports
• Provides trend analytics pro-actively, and on stakeholder request
• Puts plans in place to automate all standardised reporting functions.

Business Continuity

• Ensure all reports are documented with the process and procedure for handover purposes.

Stakeholder Engagement

• Understand customer requirements and provide appropriate technical solutions.
• Build and maintain strong relationships with internal clients and recommend innovative solutions to business problems.
• Work within cross-functional teams to resolve reporting requirements and recurring customer issues
• Provide customer support and assistance with reporting enquiries/issue troubleshooting and resolution.

Supervisory and Leadership

• Take a customer-centric view
• Develop supportive relationships
• Communicate actively and effectively resolving any potential conflicts that may arise, and sharing and providing relevant information
• Management of business unit expectations to meet delivery deadlines
• Management of deliverables (especially aligned to agreed project list)
• Manage multiple (internal) customer needs and relationship.

Application closing date: 13 May 2025 - 30 June 2025

Minimum requirements:

Honours in:

• Computer Science
• Information Technology
• Data Science

Criteria:

• South African Citizen
• Should you have work experience, it should not exceed 18 months
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies
• Honours qualification to be completed by 31 December 2025.

Join our Dynamic Credit Operations Team as a Graduate Trainee!

Are you a talented individual ready to launch your career in the dynamic world of banking operations? Join our thrilling 18-month graduate programme and become a masterful Operational Practitioner. Dive into process management, business intelligence, automation, and data analytics, and be at the forefront of our organization's success!

What You'll Experience

We're dedicated to your personal growth! Through our carefully crafted rotation programme, you'll gain hands-on experience in various areas, be mentored by seasoned managers, and earn certifications tailored to your interests and the tools we use. Get ready to embark on a journey that will shape you into an Operational Practitioner in the banking operational environment.

You'll explore:

• Secured and Unsecured Credit Operations
• Regulatory environments such as Debt Review, Deceased Estates, and Insolvent Estates
• Debt Care Centre
• Operational support areas like Business Transformation, Supplier and Risk Governance, and Data and Analytics
• Mentorship: Benefit from the expertise of our seasoned professionals who will guide you throughout your journey.
• Permanent Employment: From day one, you'll be a permanent employee. After completing your rotations, you'll have the opportunity to choose a team that aligns with your career aspirations.

Why Join Us?

• Comprehensive Training: Develop a strong understanding of credit operations and risk management.
• Career Growth: Position yourself for a successful career with opportunities for advancement.
• Supportive Environment: Thrive in a collaborative and supportive workplace that values your growth and development.

Take the first step towards a rewarding career in Credit Risk Operations. Apply now and become a part of our innovative team!

During this 18-month programme you can look forward to:

• Automation Expertise: The ability to understand, design, implement, and effectively use automated systems and tools to enhance efficiency and productivity. This involves adaptability, problem-solving, understanding workflows, project management, technical expertise, collaboration, and quality assurance.
• Business Intelligence (BI): The ability to collect, analyse, and interpret data to support decision-making and strategic planning which includes, Data analysis, reporting, data management and strategic thinking.
• Client Relationship Management (CRM): The ability to build and maintain strong, positive relationships with clients, equipped by strong communication, customer service, negotiation and data management skills.
• Collaboration: Achieving a common goal through the ability to work with other effectively, using communication, teamwork, creative problem solving, flexibility and conflict resolution.
• Data Analytics & Measurement: The ability to interpret complex data through technical proficiency and analysis, presenting it clearly using visualization tools and storytelling. This includes defining metrics, collecting, validating, and analysing data to support decision-making.
• Operations Commercial Acumen: Extended through financial literacy, Strategic Thinking, market awareness, Risk Management and decision-making, you will gain the ability to understand and apply business and financial principles to optimize operational efficiency and drive profitability.
• Operations Risk Management: Risk identification, risk assessment, mitigation strategies and compliance through monitoring and reporting is critical in the ability to identify, assess, and mitigate risks that could impact an organization's operations.
• Process Management: The ability to design, implement, monitor and optimize business processes to achieve organizational goals by effectively documentation.

Application dates: 5 May 2025 - 30 June 2025

Minimum requirements:

Masters or Honours / Postgraduate Diploma in:

BSc / BEng / BBA / BCom

• Business Administration
• Operations Management
• Industrial Engineering
• Chemical engineering
• Risk Management

Criteria

• South African Citizen
• Should you have work experience, it should not exceed 18 months
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies
• Postgraduate Diploma / Honours qualification to be completed by 31 December 2025.

The Business Solutions Design programme will look to equip Graduates with the skills and knowledge to develop and contribute towards the digital solutions which enable the Vehicle and Asset Finance (VAF) Business to optimise customer experience. You will be exposed to the holistic workflow and customer journey throughout the Automotive Retail business with exposure to the various touchpoints across the business.

Main accountabilities:

• Analysing data, to make informed decisions regarding IT system rollout
• Working in teams to design solutions for VAF platforms
• Providing insights on current digital platforms being used for VAF

Application dates: 5 May 2025 - 30 June 2025

Minimum requirements:

Honours in:

• BSc Computer Science
• BCom Informatics
• Business Commerce

Criteria:

• South African Citizen
• Should you have work experience, it should not exceed 18 months
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies
• Honours qualification to be completed by 31 December 2025.

We believe in courageously confronting change, that is why we keep innovating for our clients. Through our gritty determination and finding new ways to win, we make our clients dreams a reality.

At Standard Bank we are passionate about helping you to achieve your dreams. Are you a recently qualified graduate who has the passion to interact with people and ability to create memorable client-centric experiences, then the Personal and Private Banking SA (PPB) SB Private Graduate Programme is for you.

We are looking for talented and inspired people to work, learn and commit to our deep client obsession in our Private Client environments countrywide.  This is an exciting opportunity to strengthen your understanding of client relationship management i.e.  Relationship Managers and Young Professionals.
The programme provides exposure to relationship banking within the financial services industry and success is dependent on cross-functional teamwork within client service teams and involves active learning and opportunities for various practical applications through a rotational programme. In addition to keeping up to date on best practice, you also get the opportunity to present your insights and results to a broad range of stakeholders.

Are you up for the challenge?

If your answer is yes, then take your career to new heights in Relationship Banking.

• Rotating through different departments will allow you the opportunity to gain experience of different functions and rapidly learn the organisation. These rotations are face to face, and includes face to face immersion, i.e. connect, learn and perform these tasks under the supervision of the Coaches.

• In support of the face-to-face work immersion, you are required to complete relevant training to support your development.  Training will be available online, face to face meetings and face to face classroom sessions.

• At the end of the rotations, you are required to achieve all milestones as per Job Description and Performance Contract.

These programmes locations: are available in the following provinces:  Gauteng, KwaZulu-Natal, and Western Cape.

The Transactional Product graduate programme is designed to nurture and develop the next generation of innovative product leaders. The programme will provide graduates with hands-on experience, exposure to real-world business challenges and the opportunity to contribute to the development of cutting-edge products. The programme will allow graduates to work closely with experienced product managers, data team and product designers to gain a deep understanding of the product lifecycle from ideation and research to development, launch and continuous improvement.

Key responsibilities:

• Learn how to define, test and validate product idea using data driven decision-making
• Collaborate with cross-functional teams to design, build and enhance products that drive business growth.
• To develop and drive Transaction product strategy aligned to SBG strategy
• Simplify delivery and ensure market leading product design, coordination, and prioritization around product development, management and enhancement.

Application closing dates: 5 May 2025 - 30 June 2025

Minimum Requirements:

FAIS accredited Honours qualification in:

• LLB
• Actuarial Science
• Engineering
• Medical
• BCom (General)

Criteria

• South African Citizen
• Should you have work experience, it should not exceed 12 months 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies
• Honours qualification to be completed by 31 December 2025.

The Transactional Product graduate programme is designed to nurture and develop the next generation of innovative product leaders. The programme will provide graduates with hands-on experience, exposure to real-world business challenges and the opportunity to contribute to the development of cutting-edge products. The programme will allow graduates to work closely with experienced product managers, data team and product designers to gain a deep understanding of the product lifecycle from ideation and research to development, launch and continuous improvement.

Key responsibilities:

• Learn how to define, test and validate product idea using data driven decision-making
• Collaborate with cross-functional teams to design, build and enhance products that drive business growth.
• To develop and drive Transaction product strategy aligned to SBG strategy
• Simplify delivery and ensure market leading product design, coordination, and prioritization around product development, management and enhancement.

Application closing dates: 9 May 2025 - 30 June 2025

Minimum Requirements:

Honours qualification in:

• Accounting
• Finance
• Business Economics

Criteria

• South African Citizen
• Should you have work experience, it should not exceed 12 months 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies
• Honours qualification to be completed by 31 December 2025.

We believe in courageously confronting change, that is why we keep innovating for our clients. Through our gritty determination and finding new ways to win, we make our clients dreams a reality.

At Standard Bank we are passionate about helping you to achieve your dreams. Are you a recently qualified graduate who has the passion about understanding client behaviour and ability to create memorable client-centric experiences through analysis and data science, then the Money Management and Advisory Graduate Programme is for you.

We are looking for talented and inspired people to work, learn and commit to our deep client obsession in our Money Management and Advisory environment.  This is an exciting opportunity to strengthen your understanding of data science and analysis.

The programme provides exposure to money management the financial services industry and success is dependent on cross-functional teamwork within client service teams and involves active learning and opportunities for various practical applications through the programme. In addition to keeping up to date on best practice, you also get the opportunity to present your insights and results to a broad range of stakeholders.

Are you up for the challenge?

If your answer is yes, then take your career to new heights.

Key responsibilities:

• To analyse and optimise business processes to enhance efficiency and effectiveness.
• Support projects aimed at driving operational improvements and achieving strategic goals.
• Collect, analyse, and interpret data to identify trends, root causes, and opportunities for improvement.
• Facilitate change initiatives, ensuring smooth implementation and adoption of new processes and technologies.
• Work closely with cross-functional teams is required to drive continuous improvement and foster a culture of excellence.

Application closing dates: 9 May 2025 - 30 June 2025

Minimum Requirements:

Honours or Masters in:

BSc / BCom / B Data Science

• Statistics
• Data Science
• Pure Mathematics
• Informatics/ Information Systems
• Computer Science
• Computational and Applied Mathematics
• Econometrics

Criteria

• South African Citizen
• Should you have work experience, it should not exceed 12 months 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies
• Honours qualification to be completed by 31 December 2025.

Investing in a graduate program for our Savings and Investments business is essential to ensure we cultivate the next generation of financial leaders who are equipped with innovative, forward-thinking strategies.

This program will enable us to attract and develop top-tier talent with diverse perspectives, ultimately driving sustainable growth and stability. By providing specialized training and real-world experience, we will empower graduates to make informed, impactful decisions that align with our mission to drive Africa’s growth.

Key responsibilities:

• Market Research and Analysis:
  • Conduct market research to identify trends, competitor offerings, and customer needs.
  • Analyze data to provide insights and recommendations for product development and improvement.

• Product Development Support:
  • Assist in the development and enhancement of savings and investment products.
  • Collaborate with segment, execution and product managers to ensure products meet market demands and regulatory requirements.

• Data Management:
  • Collect, organize, and analyze product performance data.
  • Generate reports and dashboards to track product metrics and KPIs.

Application closing dates: 9 May 2025 - 30 June 2025

Minimum Requirements:

Honours in:

BCom General or a related field

Criteria

• South African Citizen
• Should you have work experience, it should not exceed 12 months 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies

At Standard Bank Wealth and Investment, our primary focus is on establishing meaningful and informed relationships with our clients. By delving into what matters most to them, we gain a comprehensive understanding of their goals, aspirations, and dreams for themselves, their families, and their businesses. With this knowledge, we seek to develop tailored financial plans that enable our clients to live the lifestyle they desire, while also ensuring their generational wealth needs are well taken care of. Our ultimate goal is to shape our clients' passions and purpose into their wealth, thus creating a lasting legacy for generations to come.

Our core values - initiative, communication, accountability, relationships, and excellence - are integral to everything we do. We strive to weave these values into every aspect of our business. Our interactions with our clients are part of a meaningful culture, where we strive to deliver excellent service "before the sun sets". Relationships are at the heart of our business, and we take a holistic approach to delivering seamless solutions for our clients.

Are you a recently qualified graduate who has a passion for building strong relationships and interacting with people. Does the concept of exceptional client experience resonate with you? Then the Personal & Private Banking (PPB) Wealth and Investment Graduate Programme is the perfect opportunity for you.

We are looking for talented individuals who aspire to grow their career and gain exposure in an exciting business area where you will experience relationship building and excellence at every touch point. 

This is an exciting opportunity to strengthen your understanding of relationship banking and client experience in the Wealth and Investment Business.

The programme provides exposure to relationship banking within the financial services industry and success is dependent on cross-functional teamwork within client service teams and involves active learning and opportunities for various practical applications through a rotational programme. In addition to keeping up to date on best practice, you also get the opportunity to present your insights and results to a broad range of stakeholders.

Apply now and be part of the journey toward relationship banking of the future.

Main accountabilities:

• Rotating through different departments will allow you the opportunity to gain experience of different functions and rapidly learn the organisation. These rotations are based on virtual and face to face and virtual work immersion, i.e. connect, learn and perform these tasks under the supervision of the Coaches.
• In support of the virtual / face to face work immersion, you are required to complete relevant training to support your development.  Training will be available online, via virtual / face to face meetings and virtual / face to face classroom sessions.
• At the end of the rotations, you are required to achieve all milestones as per Job Description and Performance Contract.

Programme locations:  KwaZulu-Natal and Western Cape

Application closing dates: 24 April 2025 - 30 June 2025

Minimum requirements

FAIS accredited Honours qualification in: 

• BCom Business Management

Criteria

• South African Citizen
• Should you have work experience, it should not exceed 12 months 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies
• Honours qualification to be completed by 31 December 2025

At Standard Bank Wealth and Investment, our primary focus is on establishing meaningful and informed relationships with our clients. By delving into what matters most to them, we gain a comprehensive understanding of their goals, aspirations, and dreams for themselves, their families, and their businesses. With this knowledge, we seek to develop tailored financial plans that enable our clients to live the lifestyle they desire, while also ensuring their generational wealth needs are well taken care of. Our ultimate goal is to shape our clients' passions and purpose into their wealth, thus creating a lasting legacy for generations to come.

Our core values - initiative, communication, accountability, relationships, and excellence - are integral to everything we do. We strive to weave these values into every aspect of our business. Our interactions with our clients are part of a meaningful culture, where we strive to deliver excellent service "before the sun sets". Relationships are at the heart of our business, and we take a holistic approach to delivering seamless solutions for our clients.

Are you a recently qualified graduate who has a passion for building strong relationships and interacting with people. Does the concept of exceptional client experience resonate with you? Then the Personal & Private Banking (PPB) Wealth and Investment Graduate Programme is the perfect opportunity for you.

We are looking for talented individuals who aspire to grow their career and gain exposure in an exciting business area where you will experience relationship building and excellence at every touch point. 

This is an exciting opportunity to strengthen your understanding of relationship banking and client experience in the Wealth and Investment Business.

The programme provides exposure to relationship banking within the financial services industry and success is dependent on cross-functional teamwork within client service teams and involves active learning and opportunities for various practical applications through a rotational programme. In addition to keeping up to date on best practice, you also get the opportunity to present your insights and results to a broad range of stakeholders.

Apply now and be part of the journey toward relationship banking of the future.

Main accountabilities:

• Rotating through different departments will allow you the opportunity to gain experience of different functions and rapidly learn the organisation. These rotations are based on virtual and face to face and virtual work immersion, i.e. connect, learn and perform these tasks under the supervision of the Coaches.
• In support of the virtual / face to face work immersion, you are required to complete relevant training to support your development.  Training will be available online, via virtual / face to face meetings and virtual / face to face classroom sessions.
• At the end of the rotations, you are required to achieve all milestones as per Job Description and Performance Contract.

Programme location:  Gauteng

Application closing dates: 24 April 2025 - 30 June 2025

Minimum requirements

FAIS accredited Honours qualification in: 

• BCom Financial Planning
• BCom Business Management

Criteria

• South African Citizen
• Should you have work experience, it should not exceed 12 months 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies
• Honours qualification to be completed by 31 December 2025.