Standard Bank Investor Relations : : Standard Bank Investor Relations

Investors require three things from us

Growth

Focusing on our clients will enable us to compete, grow and achieve scale in all our chosen markets.

Resilience

We will continue to safeguard the deposits our clients entrust to us and the capital our shareholders invest in us.

Returns

Driving higher returns by optimally deploying the resources required to drive growth.

SBG 2018 Annual Results presentation

7th March, 2019 - 10h00

STANDARD BANK GROUP LTD SHARE PRICE ON THE JSE

Please be aware of a 15 minute delay on this reading

ZAR

^R 188.15

Source: JSE LTD

2018 Interim Results Highlights

See Results Summary

HEADLINE EARNINGS

5%

1H18:R12.7 billion
1H17: R12.1 billion

HEADLINE EARNINGS PER SHARE

5%

1H18:794 cents
1H17 756 cents

DIVIDEND PER SHARE

8%

1H18: 430 cents
1H17: 400 cents

NET ASSET VALUE PER SHARE

2%

1H18: 9768 cents
1H17: 9554 cents

RETURN ON EQUITY

16.8%

1H17: 16.1%

CREDIT LOSS RATIO

0.7%

1H17: 0.96%

COST TO INCOME RATIO

57.1%

1H17: 56.1%

COMMON EQUITY TIER 1 RATIO

13.8%

1H17: 13.7%

MESSAGE FROM THE FD

For the period ended 30 June 2018 (1H18) the group delivered headline earnings of R12.7 billion, up 5% on the prior period (1H17), and return on equity improved to 16.8% from 16.1% in 1H17. The group’s capital position remained strong, with a common equity tier 1 (CET1) ratio of 13.8%.

INVESTING IN THE GROUP

Who we are

An African focused, client-centred, digitally enabled integrated financial solutions provider, which drives Africa’s growth and creates value for all our stakeholders.

Key focus areas

These work together to ensure we offer our clients everything they need in the most effective way possible. This is the way we work and the way we win.