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Our latest report

The interactive version of our 2018 annual integrated report is now online.

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2018 Annual Results

Financial results for the year ended 31 December 2018

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2018 Annual Results

A message from the CEO, Sim Tshabalala

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2018 Annual Results

A message from the FD

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2018 Year End Results Highlights

HEADLINE EARNINGS

6%

2018: R27.9 billion
2017: R26.3 billion

HEADLINE EARNINGS PER SHARE

7%

2018: 1 748 cents
2017: 1 640 cents

DIVIDEND PER SHARE

7%

2018: 970 cents
2017: 910 cents

NET ASSET VALUE PER SHARE

6%

2018: 10 380 cents
2017: 9 830 cents

RETURN ON EQUITY

18.0%

2017: 17.1%

CREDIT LOSS RATIO

0.56%

2017: 0.87%

COST TO INCOME RATIO

57.0%

2017: 55.5%

COMMON EQUITY TIER 1 RATIO

13.5%

2017: 13.5%

Investors require three things from us

Growth

Focusing on our clients will enable us to compete, grow and achieve scale in all our chosen markets.

Resilience

We will continue to safeguard the deposits our clients entrust to us and the capital our shareholders invest in us.

Returns

Driving higher returns by optimally deploying the resources required to drive growth.
SBG AGM

30th May, 2019 - 09h00

STANDARD BANK GROUP LTD SHARE PRICE ON THE JSE

Please be aware of a 15 minute delay on this reading

ZAR

R 197.23

Source: JSE LTD

MESSAGE FROM THE FD

Standard Bank Group’s profits for the period grew 6% to R27.9 billion.
The group’s return on equity increased from 17.1% in the prior period to 18%.
Our strong capital position has allowed us to maintain our dividend payout ratio and we have declared a final dividend of 540 cents per share, bringing the full year dividend to 970 cents per share, a growth rate of 7%.

INVESTING IN THE GROUP
Who we are

An African focused, client-centred, digitally enabled integrated financial solutions provider, which drives Africa’s growth and creates value for all our stakeholders.

Key focus areas

These work together to ensure we offer our clients everything they need in the most effective way possible. This is the way we work and the way we win.

Where we are

Presence in 20 sub-Saharan African countries, offices in six key global centres, offshore financial services and a strategic partnership with ICBC.

Measuring our progress

We continue to focus on our key performance indicators ensuring we measure what matters most in delivering our strategy.

ANNUAL REPORTS

The full 2018 suite

RESULTS AND PRESENTATIONS

Our latest reports, disclosures and presentations